It won’t be easy to get things done in a divided and polarized government. Yet the economic effects of the Covid-19 pandemic are likely to continue — or even intensify — throughout 2021. On top, of course, of everything else.

Infrastructure loan programs aren’t perfect for many wish lists, but they might be one of the few federal policy tools that can expect bipartisan support. The WIFIA Loan Program is a model, both in how it is working now and how it should be expanded. Here’s a recent article in this month’s Water World Magazine that sketches out three specific and realistic actions that will make the program (even) more useful in 2021.